Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.2B
Net Loans
$2.4B
Net Income
$6M
ROA
0.88%
Below avg for Community banks. Peer avg: 0.90%
ROE
11.22%
Risk-Based Capital
13.21%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,798 | 73.92% | 9.90% |
| 2023 | 2,019 | 76.18% | 6.74% |
| 2022 | 3,196 | 80.1% | 4.91% |
| 2021 | 4,915 | 82.38% | 2.87% |
| 2020 | 5,707 | 77.57% | 3.68% |
| 2019 | 4,355 | 78.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Large Bank |
| Jan 2018 | Satisfactory | Large Bank |
1 previous rating locked — back to 2013
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Total Branches
20
Branch Deposits
$2.1B
1-Year Change
0
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Preview:
| 4.43% |
| 2018 | 4,100 | 80.07% | 4.12% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red