Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$356M
Total Deposits
$287M
Net Loans
$297M
Net Income
$706K
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.36%
Risk-Based Capital
11.08%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 123 | 97.56% | 1.63% |
| 2023 | 213 | 92.49% | 1.88% |
| 2022 | 265 | 97.36% | 0.75% |
| 2021 | 251 | 93.23% | 4.38% |
| 2020 | 426 | 95.77% | 2.58% |
| 2019 | 292 | 90.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Small Bank |
| Aug 2021 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$270M
1-Year Change
0
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Preview:
| 2018 | 220 | 91.36% | 3.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red