Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$283M
Total Deposits
$235M
Net Loans
$120M
Net Income
$214K
ROA
0.30%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.12%
Risk-Based Capital
33.12%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 131 | 74.05% | 16.03% |
| 2023 | 117 | 81.2% | 13.68% |
| 2022 | 204 | 83.82% | 10.78% |
| 2021 | 348 | 86.21% | 8.62% |
| 2020 | 568 | 85.92% | 6.34% |
| 2019 | 304 | 80.26% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2008 | Satisfactory | Small Bank |
| Jun 2003 | Satisfactory | Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$239M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-federal-bank-of-ohio" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 319 | 78.06% | 13.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red