Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$179M
Total Deposits
$112M
Net Loans
$149M
Net Income
$366K
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.86%
Risk-Based Capital
13.77%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,872 | 72.28% | 4.33% |
| 2023 | 1,735 | 69.91% | 3.69% |
| 2022 | 2,320 | 70.52% | 4.05% |
| 2021 | 4,139 | 73.69% | 3.72% |
| 2020 | 4,375 | 77.37% | 3.61% |
| 2019 | 2,403 | 78.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2010 | Satisfactory | Small Bank |
| Jan 2005 | Satisfactory | Small Bank |
| May 2000 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$120M
1-Year Change
0
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Preview:
| 4.24% |
| 2018 | 2,267 | 76.67% | 4.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red