Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$141M
Total Deposits
$119M
Net Loans
$117M
Net Income
$340K
ROA
0.96%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.13%
Risk-Based Capital
12.64%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 22 | 86.36% | 4.55% |
| 2019 | 57 | 94.74% | 3.51% |
| 2018 | 42 | 88.1% | 9.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$111M
1-Year Change
0
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