This institution is no longer active

Operations ceased on August 21, 2009. CRA examination history below reflects the period it was active.

FIRST COWETA BANK

NEWNAN, GA · Supervised by FDIC

Est. 2004FDIC #57,702RSSD: FDIC-57702

Satisfactory

Current rating · Exam: January 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.82%

Institution Profile

FDIC BankFind

Address

61 Bullsboro Drive, NEWNAN, GA

County

Coweta County

Established

July 12, 2004

Total Assets

$164M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$164M

Total Deposits

$155M

Net Loans

$112M

Net Income

$-4,007K

ROA

-4.82%

ROE

-148.79%

Risk-Based Capital

3.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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