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This institution is no longer active

Operations ceased on November 3, 2017. CRA examination history below reflects the period it was active.

FIRST COMMUNITY FINANCIAL BANK

JOLIET, IL · Supervised by FDIC

Est. 2008FDIC #58,769RSSD: FDIC-58769
Part ofFIRST BUSEY CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.30%

Institution Profile

FDIC BankFind

Address

2801 Black Road, JOLIET, IL

County

Will County

Established

November 3, 2008

Total Assets

$1.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$1.5B

Total Deposits

$1.2B

Net Loans

$1.1B

Net Income

$3M

ROA

0.30%

ROE

2.59%

Risk-Based Capital

10.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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