🏦Bank Scorer

This institution is no longer active

Operations ceased on February 20, 2026. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK

LESTER PRAIRIE, MN · Supervised by FDIC

Est. 1913FDIC #8,535RSSD: FDIC-8535
Part ofPSB FINANCIAL SHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

500 Central Ave, LESTER PRAIRIE, MN

County

Mcleod County

Established

September 15, 1913

Total Assets

$90M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$90M

Total Deposits

$79M

Net Loans

$39M

Net Income

$286K

ROA

0.34%

ROE

3.64%

Risk-Based Capital

19.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$78M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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