🏦Bank Scorer

This institution is no longer active

Operations ceased on June 10, 2011. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK

KEOKUK, IA · Supervised by FDIC

Est. 1872FDIC #30,652RSSD: FDIC-30652
Part ofHEARTLAND FINANCIAL USA INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

4th And Concert, KEOKUK, IA

County

Lee County

Established

January 1, 1872

Total Assets

$118M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$118M

Total Deposits

$96M

Net Loans

$57M

Net Income

$100K

ROA

0.34%

ROE

3.70%

Risk-Based Capital

16.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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