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This institution is no longer active

Operations ceased on June 1, 2010. CRA examination history below reflects the period it was active.

FIRST COMMERCIAL BANK OF HUNTSVILLE

HUNTSVILLE, AL · Supervised by FDIC

Est. 1984FDIC #25,645RSSD: FDIC-25645
Part ofSYNOVUS FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

301 Washington Street, HUNTSVILLE, AL

County

Madison County

Established

September 24, 1984

Total Assets

$743M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2010

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$743M

Total Deposits

$632M

Net Loans

$504M

Net Income

$669K

ROA

0.36%

ROE

4.52%

Risk-Based Capital

10.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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