This institution is no longer active

Operations ceased on September 17, 2010. CRA examination history below reflects the period it was active.

FIRST COMMERCE COMMUNITY BANK

DOUGLASVILLE, GA · Supervised by FDIC

Est. 2003FDIC #57,448RSSD: FDIC-57448

Part ofFIRST COM CMTY BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: August 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -8.70%

Institution Profile

FDIC BankFind

Address

9001 Hospital Drive, DOUGLASVILLE, GA

County

Douglas County

Established

March 4, 2003

Total Assets

$248M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$248M

Total Deposits

$243M

Net Loans

$138M

Net Income

$-11,276K

ROA

-8.70%

ROE

-222.06%

Risk-Based Capital

3.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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