This institution is no longer active

Operations ceased on July 10, 1995. CRA examination history below reflects the period it was active.

FIRST COLONIAL BANK OF MCHENRY COUNTY

CRYSTAL LAKE, IL · Supervised by FDIC

Est. 1991FDIC #33,507RSSD: FDIC-33507

Part ofFIRSTAR CORP→ View all charters

Outstanding

Current rating · Exam: December 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.57%

Institution Profile

FDIC BankFind

Address

350 Commonwealth Drive, CRYSTAL LAKE, IL

County

Mchenry County

Established

October 11, 1991

Total Assets

$38M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$38M

Total Deposits

$33M

Net Loans

$23M

Net Income

$-125K

ROA

-0.57%

ROE

-5.18%

Risk-Based Capital

18.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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