This institution is no longer active

Operations ceased on April 9, 1995. CRA examination history below reflects the period it was active.

FIRST COLONIAL BANK OF DUPAGE COUNTY

NAPERVILLE, IL · Supervised by FDIC

Est. 1972FDIC #20,755RSSD: FDIC-20755

Part ofFIRSTAR CORP→ View all charters

Satisfactory Same

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.39%

Institution Profile

FDIC BankFind

Address

1971 Gowdey Road, NAPERVILLE, IL

County

Dupage County

Established

July 27, 1972

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$63M

Total Deposits

$50M

Net Loans

$36M

Net Income

$-217K

ROA

-1.39%

ROE

-13.70%

Risk-Based Capital

14.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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