This institution is no longer active

Operations ceased on May 8, 1995. CRA examination history below reflects the period it was active.

FIRST COLONIAL BANK OF DOWNERS GROVE

DOWNERS GROVE, IL · Supervised by FDIC

Est. 1974FDIC #21,859RSSD: FDIC-21859

Part ofFIRSTAR CORP→ View all charters

Satisfactory Same

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.56%

Institution Profile

FDIC BankFind

Address

2201 63rd Street, DOWNERS GROVE, IL

County

Dupage County

Established

December 12, 1974

Total Assets

$36M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$36M

Total Deposits

$30M

Net Loans

$22M

Net Income

$-144K

ROA

-1.56%

ROE

-9.60%

Risk-Based Capital

14.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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