This institution is no longer active
Operations ceased on July 15, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$187M
Total Deposits
$157M
Net Loans
$135M
Net Income
$329K
ROA
0.34%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.64%
Risk-Based Capital
13.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 90 | 86.67% | 8.89% |
| 2020 | 145 | 84.14% | 12.41% |
| 2019 | 150 | 84.67% | 13.33% |
| 2018 | 155 | 83.87% | 12.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1999 | Satisfactory | Small Bank |
| Oct 1996 | Outstanding | Small Bank |
| Apr 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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Established
Total Assets