This institution is no longer active

Operations ceased on April 29, 2011. CRA examination history below reflects the period it was active.

FIRST CHOICE COMMUNITY BANK

DALLAS, GA · Supervised by FDIC

Est. 2007FDIC #58,539RSSD: FDIC-58539

Part ofFMCB HOLDINGS INC→ View all charters

Satisfactory

Current rating · Exam: February 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.00%

Institution Profile

FDIC BankFind

Address

68 First National Drive, DALLAS, GA

County

Paulding County

Established

April 9, 2007

Total Assets

$291M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$291M

Total Deposits

$295M

Net Loans

$234M

Net Income

$-746K

ROA

-1.00%

Risk-Based Capital

-7.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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