Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$862M
Total Deposits
$699M
Net Loans
$166M
Net Income
$5M
ROA
2.07%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.55%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 251 | 72.11% | 9.56% |
| 2022 | 331 | 74.02% | 8.16% |
| 2021 | 419 | 71.84% | 8.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Outstanding | Strategic Plan |
| Apr 2020 | Outstanding | Strategic Plan |
| Apr 2016 | Satisfactory | Small Bank |
1 previous rating locked — back to 2011
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$598M
1-Year Change
0
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