Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$313M
Total Deposits
$265M
Net Loans
$186M
Net Income
$868K
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.77%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 93.88% | 2.04% |
| 2023 | 29 | 93.1% | 6.90% |
| 2019 | 65 | 96.92% | 3.08% |
| 2018 | 59 | 89.83% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2003 | Satisfactory | Small Bank |
| Jan 1998 | Satisfactory | Small Bank |
| Jan 1995 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$251M
1-Year Change
0
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