🏦Bank Scorer

This institution is no longer active

Operations ceased on April 30, 2005. CRA examination history below reflects the period it was active.

FIRST BANK OF THE AMERICAS, S.S.B.

CHICAGO, IL · Supervised by FDIC

Est. 1901FDIC #29,791RSSD: FDIC-29791
Part ofFBA BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: September 2003

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.12%

Institution Profile

FDIC BankFind

Address

1715 W. 47th Street, CHICAGO, IL

County

Cook County

Established

January 1, 1901

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$73M

Total Deposits

$55M

Net Loans

$52M

Net Income

$-206K

ROA

-1.12%

ROE

-13.59%

Risk-Based Capital

11.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 2 exams

1 previous rating locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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