Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$647M
Total Deposits
$549M
Net Loans
$476M
Net Income
$4M
ROA
2.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.42%
Risk-Based Capital
19.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 71 | 88.73% | 1.41% |
| 2023 | 77 | 85.71% | 2.60% |
| 2019 | 105 | 90.48% | 0.00% |
| 2018 | 116 | 88.79% | 3.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Intermediate Small Bank |
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Dec 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$500M
1-Year Change
0
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