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This institution is no longer active

Operations ceased on January 1, 2006. CRA examination history below reflects the period it was active.

FIRST BANK OF OAK PARK

OAK PARK, IL · Supervised by FDIC

Est. 1922FDIC #1,801RSSD: FDIC-1801
Part ofFBOP CORP→ View all charters
Outstanding Same

Current rating · Exam: August 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.58%

Institution Profile

FDIC BankFind

Address

11 West Madison Street, OAK PARK, IL

County

Cook County

Established

May 6, 1922

Total Assets

$272M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$272M

Total Deposits

$238M

Net Loans

$187M

Net Income

$7M

ROA

2.58%

ROE

21.89%

Risk-Based Capital

13.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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