🏦Bank Scorer

This institution is no longer active

Operations ceased on November 9, 2019. CRA examination history below reflects the period it was active.

FIRST BANK OF NEWTON

NEWTON, KS · Supervised by FDIC

Est. 1873FDIC #4,738RSSD: FDIC-4738
Part ofINTRUST FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.60%

Institution Profile

FDIC BankFind

Address

128 East Broadway Street, NEWTON, KS

County

Harvey County

Established

September 20, 1873

Total Assets

$202M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2017

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$202M

Total Deposits

$175M

Net Loans

$157M

Net Income

$880K

ROA

0.60%

ROE

5.65%

Risk-Based Capital

12.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.89%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201931793.06%1.89%
201843192.81%1.86%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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