This institution is no longer active

Operations ceased on February 6, 2009. CRA examination history below reflects the period it was active.

FIRST BANK OF HENRY COUNTY

MCDONOUGH, GA · Supervised by FDIC

Est. 2002FDIC #57,017RSSD: FDIC-57017

Part ofFIRSTBANK FINL SERVICES INC→ View all charters

Satisfactory

Current rating · Exam: June 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.83%

Institution Profile

FDIC BankFind

Address

120 Keys Ferry Street, MCDONOUGH, GA

County

Henry County

Established

January 28, 2002

Total Assets

$317M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$317M

Total Deposits

$279M

Net Loans

$199M

Net Income

$-25,172K

ROA

-6.83%

ROE

-107.48%

Risk-Based Capital

4.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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