This institution is no longer active

Operations ceased on May 29, 1997. CRA examination history below reflects the period it was active.

FIRST BANK OF EUREKA

EUREKA, IL · Supervised by FDIC

Est. 1882FDIC #921RSSD: FDIC-921

Part ofHEARTLAND BCORP INC→ View all charters

Outstanding Same

Current rating · Exam: January 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.93%

Institution Profile

FDIC BankFind

Address

108 North Main Street, EUREKA, IL

County

Woodford County

Established

October 1, 1882

Total Assets

$57M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$57M

Total Deposits

$48M

Net Loans

$34M

Net Income

$288K

ROA

1.93%

ROE

23.87%

Risk-Based Capital

14.17%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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