🏦Bank Scorer

FIRST BANK OF CENTRAL OHIO

WORTHINGTON, OH · Supervised by FDIC

Est. 2021FDIC #59,249RSSD: FDIC-59249
Satisfactory

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.20%

Institution Profile

FDIC BankFind

Address

6700 N High St, WORTHINGTON, OH

County

Franklin County

Established

April 12, 2021

Total Assets

$246M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$246M

Total Deposits

$217M

Net Loans

$197M

Net Income

$-123K

ROA

-0.20%

ROE

-1.86%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$183M

1-Year Change

0

5-year net change: +2 branches

This is the only examination on record for this bank.

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