Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$807M
Net Income
$5M
ROA
1.44%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.43%
Risk-Based Capital
13.49%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 188 | 77.13% | 13.83% |
| 2023 | 208 | 79.81% | 9.62% |
| 2022 | 229 | 80.35% | 7.42% |
| 2021 | 182 | 86.81% | 8.24% |
| 2020 | 166 | 83.13% | 9.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
14
Branch Deposits
$1.0B
1-Year Change
+1
5-year net change: +6 branches
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