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This institution is no longer active

Operations ceased on October 1, 2003. CRA examination history below reflects the period it was active.

FIRST BANK, BC

CAPRON, IL · Supervised by FDIC

Est. 1946FDIC #16,551RSSD: FDIC-16551
Part ofDUNC CORP→ View all charters
Satisfactory Same

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.03%

Institution Profile

FDIC BankFind

Address

6th And Main Streets, CAPRON, IL

County

Boone County

Established

September 16, 1946

Total Assets

$74M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$74M

Total Deposits

$64M

Net Loans

$46M

Net Income

$-17K

ROA

-0.03%

ROE

-0.37%

Risk-Based Capital

12.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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