This institution is no longer active

Operations ceased on June 1, 1993. CRA examination history below reflects the period it was active.

FIRST BANK AND TRUST COMPANY

CAIRO, IL · Supervised by FDIC

Est. 1859FDIC #11,693RSSD: FDIC-11693

Part ofCAIRO FIRST INC→ View all charters

Satisfactory

Current rating · Exam: August 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.55%

Institution Profile

FDIC BankFind

Address

800 Washington Avenue, CAIRO, IL

County

Alexander County

Established

January 1, 1859

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$40M

Total Deposits

$34M

Net Loans

$15M

Net Income

$56K

ROA

0.55%

ROE

3.98%

Risk-Based Capital

34.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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