🏦Bank Scorer

This institution is no longer active

Operations ceased on June 30, 2024. CRA examination history below reflects the period it was active.

FIRST BANK

WADLEY, AL · Supervised by FDIC

Est. 1907FDIC #1,744RSSD: FDIC-1744
Part ofPEOPLES IND BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

312 Main Street, WADLEY, AL

County

Randolph County

Established

November 6, 1907

Total Assets

$126M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2026(based on asset size)

Financial Snapshot

As of Q3 2023Call Report / FDIC

Total Assets

$126M

Total Deposits

$119M

Net Loans

$39M

Net Income

$1M

ROA

1.48%

ROE

26.42%

Risk-Based Capital

17.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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