This institution is no longer active

Operations ceased on September 1, 1992. CRA examination history below reflects the period it was active.

FIRST BANK

LAWRENCEVILLE, IL · Supervised by FDIC

Est. 1909FDIC #13,610RSSD: FDIC-13610

Part ofFIRST BANKS INC→ View all charters

Satisfactory

Current rating · Exam: May 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

1124 Jefferson Street, LAWRENCEVILLE, IL

County

Lawrence County

Established

January 1, 1909

Total Assets

$88M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 6, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$88M

Total Deposits

$80M

Net Loans

$33M

Net Income

$646K

ROA

1.39%

ROE

15.93%

Risk-Based Capital

22.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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