🏦Bank Scorer

This institution is no longer active

Operations ceased on August 23, 2004. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK WEST

MINOT, ND · Supervised by FDIC

Est. 1934FDIC #15,445RSSD: FDIC-15445
Part ofOTTO BREMER FOUNDATION→ View all charters
Outstanding Same

Current rating · Exam: September 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.11%

Institution Profile

FDIC BankFind

Address

20 First Street, S.W., MINOT, ND

County

Ward County

Established

January 1, 1934

Total Assets

$415M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$415M

Total Deposits

$326M

Net Loans

$257M

Net Income

$2M

ROA

1.11%

ROE

16.49%

Risk-Based Capital

10.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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