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This institution is no longer active

Operations ceased on October 1, 2014. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK OF BRAINERD

BRAINERD, MN · Supervised by FDIC

Est. 1889FDIC #12,917RSSD: FDIC-12917
Part ofOTTO BREMER FOUNDATION→ View all charters
Satisfactory Same

Current rating · Exam: September 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

321 South 7th Street, BRAINERD, MN

County

Crow Wing County

Established

September 16, 1889

Total Assets

$365M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$365M

Total Deposits

$246M

Net Loans

$271M

Net Income

$4M

ROA

1.36%

ROE

13.82%

Risk-Based Capital

13.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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