Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$890M
Total Deposits
$751M
Net Loans
$698M
Net Income
$4M
ROA
1.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.57%
Risk-Based Capital
18.03%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 225 | 91.11% | 1.78% |
| 2023 | 227 | 88.11% | 3.08% |
| 2022 | 330 | 90.3% | 1.52% |
| 2021 | 767 | 89.44% | 1.69% |
| 2020 | 855 | 89.47% | 1.29% |
| 2019 | 553 | 91.5% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$729M
1-Year Change
0
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Preview:
| 2018 | 373 | 86.33% | 4.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red