This institution is no longer active

Operations ceased on January 1, 1994. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK

STRATFORD, OK · Supervised by FDIC

Est. 1905FDIC #4,202RSSD: FDIC-4202

Part ofR BANKING LTD PARTNERSHIP→ View all charters

Satisfactory Same

Current rating · Exam: June 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

110 West Smith Street, STRATFORD, OK

County

Garvin County

Established

January 1, 1905

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$15M

Total Deposits

$14M

Net Loans

$5M

Net Income

$206K

ROA

1.41%

ROE

16.28%

Risk-Based Capital

24.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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