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This institution is no longer active

Operations ceased on September 18, 2000. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK

AMES, IA · Supervised by FDIC

Est. 1956FDIC #17,540RSSD: FDIC-17540
Part ofSTARK BANK GROUP LTD→ View all charters
Outstanding Up

Current rating · Exam: July 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.32%

Institution Profile

FDIC BankFind

Address

Sixth And Grand, AMES, IA

County

Story County

Established

January 3, 1956

Total Assets

$101M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$101M

Total Deposits

$77M

Net Loans

$77M

Net Income

$147K

ROA

0.32%

ROE

3.19%

Risk-Based Capital

10.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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