Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$151M
Total Deposits
$132M
Net Loans
$80M
Net Income
$798K
ROA
2.09%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.91%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 62.5% | 19.64% |
| 2023 | 40 | 77.5% | 7.50% |
| 2022 | 51 | 84.31% | 7.84% |
| 2019 | 100 | 89% | 1.00% |
| 2018 | 121 | 91.74% | 4.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2022 | Satisfactory | Small Bank |
| Jun 2016 | Satisfactory | Small Bank |
| Feb 2011 | Outstanding | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$129M
1-Year Change
0
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