Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.2B
Net Loans
$2.0B
Net Income
$11M
ROA
1.74%
Above avg for Community banks. Peer avg: 0.90%
ROE
21.28%
Risk-Based Capital
13.58%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,990 | 78.09% | 7.44% |
| 2023 | 2,008 | 78.93% | 6.87% |
| 2022 | 2,616 | 81.15% | 6.54% |
| 2021 | 3,618 | 79.93% | 6.69% |
| 2020 | 3,127 | 72.37% | 8.76% |
| 2019 | 2,639 | 77.42% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Large Bank |
| Jul 2022 | Satisfactory | Large Bank |
| May 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
20
Branch Deposits
$2.2B
1-Year Change
0
5-year net change: +1 branches
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| 8.37% |
| 2018 | 2,385 | 76.06% | 10.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red