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This institution is no longer active

Operations ceased on July 12, 2003. CRA examination history below reflects the period it was active.

FARMERS STATE BANK OF SILVER CREEK

SILVER CREEK, NE · Supervised by FDIC

Est. 1913FDIC #8,353RSSD: FDIC-8353
Part ofCLARK BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

Second And Vine, SILVER CREEK, NE

County

Merrick County

Established

January 1, 1913

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$15M

Total Deposits

$12M

Net Loans

$12M

Net Income

$74K

ROA

0.98%

ROE

11.27%

Risk-Based Capital

13.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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