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This institution is no longer active

Operations ceased on December 10, 2011. CRA examination history below reflects the period it was active.

FARMERS STATE BANK OF FULTON COUNTY

LEWISTOWN, IL · Supervised by FDIC

Est. 1982FDIC #23,866RSSD: FDIC-23866
Part ofAMERICAN CENTRAL BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.55%

Institution Profile

FDIC BankFind

Address

105 West Lncoln Street, LEWISTOWN, IL

County

Fulton County

Established

June 25, 1982

Total Assets

$62M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$62M

Total Deposits

$56M

Net Loans

$34M

Net Income

$730K

ROA

1.55%

ROE

14.67%

Risk-Based Capital

19.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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