🏦Bank Scorer

This institution is no longer active

Operations ceased on July 9, 2016. CRA examination history below reflects the period it was active.

FARMERS STATE BANK

WALLACE, NE · Supervised by FDIC

Est. 1918FDIC #13,257RSSD: FDIC-13257
Part ofNEBANCO INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1996

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.47%

Institution Profile

FDIC BankFind

Address

234 S Commercial Ave, WALLACE, NE

County

Lincoln County

Established

May 18, 1918

Total Assets

$48M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$48M

Total Deposits

$43M

Net Loans

$29M

Net Income

$117K

ROA

0.47%

ROE

4.96%

Risk-Based Capital

14.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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