🏦Bank Scorer

This institution is no longer active

Operations ceased on January 6, 2000. CRA examination history below reflects the period it was active.

FARMERS STATE BANK

SABETHA, KS · Supervised by FDIC

Est. 1918FDIC #15,322RSSD: FDIC-15322
Part ofGOLD BANC CORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.15%

Institution Profile

FDIC BankFind

Address

935 Main Street, SABETHA, KS

County

Nemaha County

Established

January 1, 1918

Total Assets

$60M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1999Call Report / FDIC

Total Assets

$60M

Total Deposits

$43M

Net Loans

$37M

Net Income

$651K

ROA

1.15%

ROE

7.45%

Risk-Based Capital

14.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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