🏦Bank Scorer

This institution is no longer active

Operations ceased on November 19, 2004. CRA examination history below reflects the period it was active.

FARMERS STATE BANK

EUSTIS, NE · Supervised by FDIC

Est. 1887FDIC #8,597RSSD: FDIC-8597
Part ofEUSTIS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.69%

Institution Profile

FDIC BankFind

Address

100 North Main Street, EUSTIS, NE

County

Frontier County

Established

January 1, 1887

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$28M

Total Deposits

$24M

Net Loans

$17M

Net Income

$150K

ROA

0.69%

ROE

5.86%

Risk-Based Capital

17.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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