🏦Bank Scorer

FARMERS STATE BANK

DUBLIN, GA · Supervised by FDIC

Est. 1934FDIC #19,720RSSD: FDIC-19720
Part ofFARMERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.09%

Institution Profile

FDIC BankFind

Address

1620 Veterans Blvd, DUBLIN, GA

County

Laurens County

Established

January 1, 1934

Total Assets

$159M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$159M

Total Deposits

$138M

Net Loans

$120M

Net Income

$815K

ROA

2.09%

ROE

16.47%

Risk-Based Capital

19.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$134M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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