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This institution is no longer active

Operations ceased on January 7, 1997. CRA examination history below reflects the period it was active.

FARMERS SAVINGS BANK

KINGSLEY, IA · Supervised by FDIC

Est. 1908FDIC #14,700RSSD: FDIC-14700
Part ofPIERSON BCORP INC→ View all charters
Needs to Improve Same

Current rating · Exam: October 1996

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.61%

Institution Profile

FDIC BankFind

Address

119 Main Street, KINGSLEY, IA

County

Plymouth County

Established

December 8, 1908

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$16M

Total Deposits

$13M

Net Loans

$1M

Net Income

$93K

ROA

0.61%

ROE

3.41%

Risk-Based Capital

132.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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