Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$721M
Net Loans
$523M
Net Income
$7M
ROA
2.82%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.52%
Risk-Based Capital
24.84%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 2,261 | 47.63% | 6.41% |
| 2022 | 890 | 47.3% | 10.00% |
| 2021 | 5,066 | 60.24% | 4.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Needs to Improve | Intermediate Small Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2015
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Total Branches
9
Branch Deposits
$700M
1-Year Change
0
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