🏦Bank Scorer

FARMERS BANK & TRUST

GREAT BEND, KS · Supervised by FDIC

Est. 1907FDIC #17,614RSSD: FDIC-17614
Part ofFARMERS ENTERPRISES INC→ View all charters
Needs to Improve Down

Current rating · Exam: August 2024

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 2.82%

Institution Profile

FDIC BankFind

Address

1017 Harrison St, GREAT BEND, KS

County

Barton County

Established

August 1, 1907

Total Assets

$1.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Aug 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.0B

Total Deposits

$721M

Net Loans

$523M

Net Income

$7M

ROA

2.82%

ROE

12.52%

Risk-Based Capital

24.84%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$700M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

3 previous ratings locked — dating back to 2015

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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