🏦Bank Scorer

This institution is no longer active

Operations ceased on July 19, 2019. CRA examination history below reflects the period it was active.

FARMERS AND TRADERS SAVINGS BANK

DOUDS, IA · Supervised by FDIC

Est. 1910FDIC #10,896RSSD: FDIC-10896
Part ofFARMERS&TRADERS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2015

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.25%

Institution Profile

FDIC BankFind

Address

14155 Hwy 98, DOUDS, IA

County

Van Buren County

Established

May 20, 1910

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2015

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$15M

Net Income

$26K

ROA

0.25%

ROE

2.35%

Risk-Based Capital

27.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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