Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$904M
Total Deposits
$784M
Net Loans
$635M
Net Income
$4M
ROA
1.84%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.80%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 59 | 72.88% | 10.17% |
| 2023 | 79 | 65.82% | 10.13% |
| 2022 | 121 | 84.3% | 5.79% |
| 2021 | 247 | 89.07% | 4.86% |
| 2020 | 325 | 88.62% | 6.77% |
| 2019 | 141 | 81.56% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
9
Branch Deposits
$565M
1-Year Change
+3
5-year net change: +3 branches
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Preview:
| 2018 | 131 | 74.81% | 22.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red