Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$15.5B
Total Deposits
$13.1B
Net Loans
$11.2B
Net Income
$19M
ROA
0.61%
Below avg for Regional banks. Peer avg: 0.88%
ROE
4.33%
Risk-Based Capital
12.21%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,101 | 86% | 4.84% |
| 2023 | 2,836 | 86.18% | 5.32% |
| 2022 | 3,986 | 87.13% | 4.69% |
| 2021 | 4,919 | 89.1% | 4.61% |
| 2020 | 6,082 | 87.7% | 5.44% |
| 2019 | 3,604 | 86.35% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Large Bank |
| Aug 2021 | Outstanding | Large Bank |
| Aug 2018 | Outstanding | Large Bank |
3 previous ratings locked — back to 2003
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Total Branches
57
Branch Deposits
$7.7B
1-Year Change
0
5-year net change: +18 branches
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Preview:
| 6.60% |
| 2018 | 2,681 | 85.79% | 6.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red