Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.5B
Total Deposits
$3.7B
Net Loans
$3.4B
Net Income
$16M
ROA
1.39%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.42%
Risk-Based Capital
12.01%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 157 | 80.25% | 2.55% |
| 2022 | 309 | 84.14% | 3.56% |
| 2021 | 134 | 82.84% | 7.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
24
Branch Deposits
$3.7B
1-Year Change
+2
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/town-bank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: