JEWEL BOX FINL SERVICES INC is the parent banking group. FARMERS AND MERCHANTS UNION BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

JEWEL BOX FINL SERVICES INC

Legal name: JEWEL BOX FINANCIAL SERVICES, INC.

1 active bank · $904M combined assets

RSSD ID: 2653071 (FFIEC NIC)

Combined Assets

$904M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS AND MERCHANTS UNION BANKCOLUMBUS, WISatisfactory$904MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$904M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$784M

Net Income

$4M

ROA (avg)

1.84%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

72.88%

Denial Rate

10.17%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS AND MERCHANTS UNION BANK	COLUMBUS, WI	FDIC	$904M	100.0%	Satisfactory	Jun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.